Highlight:
Title | Description |
---|---|
Room Rent Limit | Up to 1% of sum insured, max 4000 |
ICU Daily Rent Limit | Up to 2% of sum insured, max 6000 |
Pre-Hospitalization Expenses | 30 days |
Post Hospitalization Expenses | 60 Days |
Minimum Hospitalization Period | 24 Hrs |
Day Care Procedure Coverage | Yes |
Additional Cover for Critical Illness | Optional |
Automatic Restoration of Sum Insured | Yes, once in a policy year |
Pre-Existing Disease / Illness coverage | After36 months |
Waiting Period for New Policy | 30 days |
Co-Payment | Upto 10% for age at entry 80 years and above |
Medical Screening | Yes |
Free Health Checkup | Up to 1% of sum insured, once in a 4 claim free years. |
Ambulance Expenses | Max 1500, Per hospitalisation |
Non-Allopathic Treatments | Coverage for cost of (non cosmetic) Ayurvedic treatment upto `25,000 per Policy Year |
New Born Baby Cover | Yes, Up to 90 days |
Daily Hospitalization Allowance | Up to 500 per day, from 4th to 10th day |
Nursing Allowance | Up to 1% of sum insured, Max 4000 |
No Claim Bonus | Up to 5% every renewal, Max 50% |