Highlight:
Title | Description |
---|---|
Room Rent Limit | Gold Plan SI 50K,1 Lakh,1.5 Lakh 1% of SI per day, For other SI under Gold Plan actual. |
ICU Daily Rent Limit | Gold Plan SI 50K,1 Lakh,1.5 Lakh 2% of SI per day, For other SI under Gold Plan actual. |
Pre-Hospitalization Expenses | 60 days. For Topaz and Ruby Plan 1% oF SI upto 60 days. |
Post Hospitalization Expenses | 90 days. For Topaz and Ruby Plan 1% oF SI upto 90 days. |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | Covered |
Pre-Existing Disease / Illness coverage | Covered after4 years of continuous Coverage. |
Waiting Period for New Policy | 30 days |
Co-Payment | Co-payments are applicable in case of admission in room with higher room rent than the eligible limit in case of Topaz and Ruby Plans |
Free Health Checkup | Medical Checkup - At the end of every continuous period of 4 claim-free years |
Ambulance Expenses | Maximum ? 2000 for Gold and Platinum Plan, Maximum ? 750 for Topaz and Ruby Plan, Overall limit of ? 1500 per policy year. |
Automatic Restoration of Sum Insured | This benefit is available for sum insured of ? 300000 and above. Recharge shall beavailable only for future claims irrespective of whether the claim is for the same ailment for which insured has claimed . |
Daily Hospitalization Allowance | 500 per day, up to 60 days under Platinum plan. |
Donor Expenses | Covered |
Attendant Allowance | Not covered |
Nursing Allowance | Covered |
No Claim Bonus | 10% for every claim-free year to Max 50% |