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Mediclaim 2012 - Individual ( Old)

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Synopsis:

Mediclaim 2012 is a traditional mediclaim policy which is designed to cover hospitalization expenses for the persons aged between 18 and 65 Years

Highlight:

Additional 10% of Sum Insured is paid once in life time in case of Critical Illness.
Sum Insured can be enhanced at the time of Renewal of the Policy
More than 70 Day Care Treatments are covered under this Policy
25% of Sum Insured available for Non-Allopathic Treatment
Hospitalization due to accident is covered from Day 1
Congenital External Disease shall be covered after 48 Months of Continuous Coverage
Max. Rs.30,000 or Actual costs shall be paid for expenses related to Cataract.

Benefit:

Title	Description
Room Rent Limit	Up to 1.5% of sum insured
ICU Daily Rent Limit	Up to 3% of sum insured.
Pre-Hospitalization Expenses	30 days
Post Hospitalization Expenses	60 days
Minimum Hospitalization Period	24 Hrs
Day Care Procedure Coverage	Yes
Additional Cover for Critical Illness	Optional, for age below 65
Pre-Existing Disease / Illness coverage	After48 months
Waiting Period for New Policy	30 days
Free Health Checkup	After 3 claim free years, Max - 5000
Ambulance Expenses	Up to 1% of Sum Insured
Non-Allopathic Treatments	Up to 25% of sum insured
Daily Hospitalization Allowance	Up to 0.1% of sum insured, for sum insured 300000 and above
Donor Expenses	Covered
Nursing Allowance	Max 1% of sum insured
No Claim Discount	Upto 3% per year and max upto 15%
No Claim Bonus	Yes

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Disclaimer of Warranties

This site is the responsibility of www.finnserv.com

We want you to

feel comfortable using our web sites
feel secure submitting information to us
contact us with your questions or concerns about privacy on this site
know that by using our site you are consenting to the collection of certain data

web server and stored on your hard drive
an IP address, assigned to the computer which you use
the domain server through which you access our service
the type of computer you're using
the type of web browser you're using

We may collect the following personally identifiable information about you:

name
email address
ZIP/Postal code
demographic profile (like your age, gender,occupation and education);
financial information (like annual income or insurance policy number); and
opinions of features on our websites.

help us provide personalized features
tailor our sites to your interest
get in touch with you when necessary

We use contact information internally to:

direct our efforts for product improvement
contact you as a survey respondent
notify you if you win any contest; and
send you promotional materials

Generally, we use anonymous traffic information to:

remind us of who you are in order to deliver to you a better and more personalized service from both an advertising and an editorial perspective
recognize your access privileges to our Web sites
make sure that you don't see the same ad repeatedly
help diagnose problems with our server
administer our Web sites
track your session so that we can understand better how people use our sites

With whom will your information be shared?

We will not disclose any of your personally identifiable information to third parties unless:

we have your permission
special circumstances such as compliance with legal authorities
require disclosure

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